Premium Recovery

A workers' compensation premium involves complex and highly technical cost-driving details. Credits, modification factors, employee classifications and endorsements all contribute to the final premium calculation. 

Stephenson+Brook's Premium Recovery Service is strictly a contingency-based service. Our actuaries review and analyze the workers' compensation policy to ensure the accuracy of the cost-driving elements. If mistakes are discovered and past premium overcharges are recovered, Stephenson+Brook is paid a percentage of the recovered costs. If the audit results indicate that there are no mistakes, our service is entirely complimentary.